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Effective for the Year 2005
The following schedule represents items or services which are not considered routine and usually create additional expenses for the credit union to render.
Fee/Service Description |
Fee/Service Cost |
Statement Copies |
$2.00 per month
|
Account Printout |
$4.00 per copy |
Dormant Account Fee |
$5.00 per month |
Wire Transfers |
$10.00 per transfer |
Overdrafts |
$20.00 per check |
NSF - Return Items (ATM-ACH) |
$20.00 per item |
Stop Payment |
$15.00 per stop-pay |
Return Items (Deposit Returns) |
$10.00 per item |
Sharedraft Copy |
$2.50 per copy |
Checking Service Charge |
$5.00 below $250.00
monthly balance |
Automated Checking Service Charge |
$8.00 below $1,000.00
monthly balance |
Cashier’s Check |
$5.00 per check |
Traveler’s Check |
$1.00 per $100 |
Traveler’s Check for 2 |
$2.00 per $100 |
Research Fee |
$20.00 per hour
|
* NOTE #1:
After Research and/or Account Reconciliation has been completed and the problem resulted from an error created by the credit union, these fees will be waived.
EARLY REDEMPTION PENALTY ON CERTIFICATES OF DEPOSITS:
Federal Regulation D, Section 2-135, requires financial institutions to have written policies if certificate funds are withdrawn prior to their stated maturity. The following Policies represent the Substantial Penalties required by Agility Financial Credit Union on certificates redeemed prior to their stated maturity.
• If the certificate term is one year or less, the penalty is the
forfeiture of thirty (30) days interest.
• If the certificate term is greater than one year, the penalty is
the forfeiture of ninety (90) days interest.
• EXCEPT, if the certificate is withdrawn/redeemed within the first
six (6) days, the forfeiture of seven (7) days interest is required
per Federal Regulation D, Section 2-135.
Each certificate upon maturity will automatically be renewed for the same period, at the rate of interest being paid by the credit union on the date of maturity/renewal, unless written instructions are received by the credit union to do otherwise prior to the maturity date.
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