|
Account Rates 
Consumer Loans
Secured Loans
2nd Mortgage Loans
Home Equity Line of Credit
Special Loans
Loan Calculator Loan Application
Account Rates
Rates effective February 12, 2008
Type of Account |
Current Rate |
Regular Share (Savings) |
0.75% |
Share Draft (Checking) |
0.25% |
Christmas Club |
0.25% |
Money Market |
2.50% |
|
Share Certificates:
Less than $25,000
$25,000 to $50,000
Over $50,000
|
3.00%
3.25%
3.50%
|
|
IRA Certificates:
Less than $25,000
$25,000 to $50,000
Over $50,000
|
3.00%
3.25%
3.50%
|
Consumer Loan Rates
Rates effective February 12, 2008
|
Premium
|
Level 1
|
Level 2
|
Level 3
|
Level 4
|
|
Loan Type
|
730+
|
680-729
|
630-679
|
600-629
|
600-
|
|
Unsecured
|
9.99%
|
11.99%
|
13.99%
|
15.99%
|
17.99%
|
|
Open-end
Sign LOC
|
9.75%
|
9.75%
|
11.75%
|
15.75%
|
17.99%
|
|
Credit Card
|
9.75%
|
9.75%
|
11.75%
|
15.75%
|
n/a
|
New and Used Auto & Other Secured Loan Rates
Rates effective May 13, 2008
|
Premium
|
Level 1
|
Level 2
|
Level 3
|
Level 4
|
|
Loan Type
|
730+
|
680-729
|
630-679
|
600-629
|
600-
|
|
Up to 24 Months
25 to 36 Months
37 to 48 Months
49 to 60 Months
72 months
|
4.25%
4.50%
4.99%
4.99%
5.79%
|
4.49%
4.75%
5.25%
5.25%
5.99%
|
6.49%
6.75%
7.25%
7.99%
8.49%
|
8.49%
8.75%
9.25%
9.99%
10.49% |
17.99%
17.99%
17.99%
17.99%
17.99%
|
Second Mortgage Rates
Rates effective February 12, 2008
|
Premium
|
Level 1
|
Level 2
|
Level 3
|
Level 4
|
|
Loan Type
|
730+
|
680-729
|
630-679
|
600-629
|
600-
|
|
Up to 5 Years
6 to 7 Years
8 to 10 Years
|
6.00%
7.00%
8.00%
|
6.00%
7.00%
8.00%
|
8.00%
9.00%
10.00%
|
10.00%
11.00%
12.00%
|
17.99%
17.99%
17.99%
|
Home Equity Line of Credit (HELOC) Rates
Rates effective February 12, 2008
|
Premium
|
Level 1
|
Level 2
|
Level 3
|
Level 4
|
|
Loan Type
|
730+
|
680-729
|
630-679
|
600-629
|
600-
|
|
HELOC:
80% Loan to Value
|
Variable rate loan @ Prime w/ floor 6% &
ceiling 13% |
|
6.00%
|
6.00%
|
6.00%
|
n/a
|
n/a
|
|
HELOC:
90% Loan to Value
|
Variable rate loan @
Prime +2% w/ floor 8% &
a ceiling of 15% |
|
8.00%
|
8.00%
|
8.00%
|
n/a
|
n/a
|
Special Loan Rates
Rates effective May 31, 2006
|
Premium
|
Level 1
|
Level 2
|
Level 3
|
Level 4
|
|
Loan Type
|
730+
|
680-729
|
630-679
|
600-629
|
600-
|
|
Overdraft Protection
|
17.99%
|
17.99%
|
17.99%
|
17.99%
|
17.99%
|
|
Back to School
|
18.00%
|
18.00%
|
18.00%
|
18.00%
|
18.00%
|
|
Christmas Cash
|
18.00%
|
18.00%
|
18.00%
|
18.00%
|
18.00%
|
Loan rates are based on credit worthiness as determined by applicant's
credit bureau Beacon score.
APR is Annual Percentage Rate.
Rates subject to change at any time.
All Loans subject to approval.
top
|
